BridgeQual, the exclusive pre-qualification product from BBMC Mortgage, is put to the test thanks to a steady decline in housing availability.

Inventory continues to stay low, according to the latest data research, but more buyers are in a position to enter the market. This is causing intense bidding wars in certain areas. We understand some buyers may live for the thrill of negotiating under pressure, but others may want to take a more calculated approach.

With our BridgeQual technology, BBMC Mortgage has forever changed the way the pre-qualification game is played. Lenders all over the country will continue the traditional method of gathering your basic housing needs, income and credit eligibility. After a few days, you’ll get an official letter in the mail detailing exactly how much house you can afford. Our approach is thorough from the beginning of the qualification process.

The traditional pre-qualification method has, until now, proven to be moderately effective. But the continued decrease in available housing inventory is forcing some buyers to offer more cash down, pay a percentage considerably higher than the asking price, and doing everything short of throwing their bank account at a seller to win a bid.

Although desperation usually spells bad news for the market at-large, BBMC is dedicated to making sure you get the Right Mortgage using the Right Approach with the Right People. Our Bankers have bought in to the BridgeQual system in an attempt to help deliver an official pre-qualification letter at near-real time speed.

Our technology also allows buyers to quickly compare their mortgage options. Conventional, FHA or VA loans: finding the right product is simple with BridgeQual.

Before you hit the panic button and pay considerably more than asking price on a home – especially since property value is never guaranteed to appreciate – make sure you’re armed with the proper negotiating tools. Choose a lender who understands that the window to bid is shrinking every passing minute.

Where you ultimately choose to buy a mortgage is up to you. At BBMC, we hope to give you a feeling of brevity and empowerment with our BridgeQual technology. Happy homebuying!

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BBMC Mortgage Comments on Ginnie Mae VA Churn Task Force Notice 09 February 2018 Ginnie Mae put predatory VA lenders on notice with their latest press release. BBMC's Todd Jones supports the aggressive notice in today's Mortgage News Daily report. Learn more